|
The System, Time and Money,
the Qualified
Appraiser
Appraisal procedures
vary, but the most thorough one is outlined here. Detail is more
important on an insurance appraisal than on an estate appraisal because
it is necessary for satisfactory reproduction of the article. The complete appraisal should include:
-
The
millimeter dimensions, quality, weight and identification of each
major stone. (The same information should be offered for minor
stones, except that some of the details may not be as extensive. A
statement of the number of stones and their total weight may be
sufficient.
-
Cutting, color and
clarity grades of major diamonds. Any internal or external marks should be described.
-
Identification
and assessment of the workmanship of metal used in the mounting.
-
A
thorough description of the item (photo optional).
-
Explanation of the grading system and in- formation that makes the
technical and scientific data easy to understand.
-
The estimated value of
the item.
Forms should be signed, dated and numbered by the appraiser. The
original is for the customer's file. One copy is supplied for the
insurance company, and a second copy is kept by the appraiser.
Time and Money
You should allow ample time for this service to be completed.
Sometimes gems must be removed from the setting for closer examination.
Occasionally an item may be sent to a special laboratory for further observation. A jeweler will charge a fee for
appraisal services. This should be based on the amount of time
required for the appraisal. Ask for an estimate in advance.
The Qualified Appraiser
Appraising is a complex procedure which must be performed by a qualified jeweler. An estimate of value is only an
opinion, and-although opinion may vary-that of an expert is most
reliable. Here is where confidence in your jeweler becomes important.
The
AGS Registered Jeweler
and the more extensively trained Certified
Gemologist and Certified Gemologist Appraiser are skilled individuals who
demonstrate the highest level of knowledge and integrity in the retail
jewelry industry. The consumer, the insurance agent and the courts have
come to rely on their judgment. When looking for a qualified appraiser,
you need look no further than the
AGS
emblem.
|
